Eight Businesses Young People Can Start With Little Or No Money

One thing almost all young people worry about is money. Most of us don’t have enough, don’t have it regularly and some of us don’t have it all. One of the ways to get money is start a business. Most businesses need lots of money and skills to start but some can be started with little or no capital.

These are eight jobs/businesses you can start with little or no money.

1. Teaching

When most people think of teaching, all they see is a classroom and a white board. It is more than that. Teaching involves passing on your knowledge, skills and experience to others.

If there is anything you can do well, than that is a potential teaching gig. Identify things you are good at and make a teaching plan. Can you sew, swim, dance, code, write, cook? Are you great at maths, martial arts, statistics, or English? Whatever you are good at, there is someone who wants to learn and is willing to pay. All you have to do is organise your lessons and find a medium. It could be online, home-based or in a facility.

Once you start, word will spread and more students will come in. And with them the money you need.
2. Marketing

Every business wants more patronage. Even the big businesses with billion dollar budgets. However, not every business can afford a team of marketing experts; that is where you come in.

Target businesses that have good services but lack visibility, an ideal location. Negotiate with them for commissions on the clients you bring. Spread the word through all your contacts online and offline. Smile to the bank or from the bank, or to your PayPal. All are good.
3. Agenting

Agents are in high demand across all sectors. You can be a real estate agent. You can be an athlete’s agent. You can even be a writer’s agent. There are so many opportunities. All you need to have a good eye for the niche and the connections between the buyer and the seller. Done.
4. Cleaning

Cleaning is a fact of life and one that most people would rather outsource. You can start small within your neighbourhood and build gradually from there. Many one man cleaning businesses have gone on to employ hundreds. Do it of you have a flair for it, or as a stepping stone. In any case, it is a vital business with an easy entry point.
5. Shopping

Most wealth people don’t have time to search for the things they want. Online shopping has helped but there is still a gap. That is where you walk in. You offer bespoke shopping services for the rich and busy. Spend some time acquainting yourself with the markets. Know the discounts and sales as well as the vendors you can trust. Match your client’s wish list with real goods that meet their needs. You earn a commission from your client and sometimes from the vendors too. Paid.
6. Personal training

Scientists have announced that for the first time ever, the overweight people on earth outnumber the others. That is serious. And for you that could be serious business. If you need to, get fit yourself. If you are fit then find a niche you can flourish in: yoga, cycling, dancing, running, callisthenics, any one. Learn all you can and grow. Focus on being supportive, present and committed to your clients. They can get info and routines in books, on websites and on YouTube but there is just one you.
7. Content writing/editing

Anybody (literate, healthy and willing) can write, but not everyone can write to specifications under deadlines. If you can, then you are in. Spend some time to study the market. Follow handles that talk about freelance writing. (check @TiceWrites out). Read job boards. Advertise. Know the going rates and aim for better. Network. Get help: proofreader, editor, agent. Be patient. Start from topics you are passionate/ knowledgeable about . Read the kind of work you want to write. Bring home the money, honey.

8. Child minding/Baby-sitting

Self-descriptive. But you don’t have to stay basic. Add activities. Add classes. Add trips to local parks and libraries. As outdoor exercises.Be creative. Be fun. And watch parents seek you out all day long.

So there they are, the inconclusive list of businesses you can start free. Capitalise on your knowledge, skills, passion and networks. Starts small but dream big. Keep learning. And watch your credit alerts ring all day like a ticking clock.


Thank you for reading this. Please follow the blog to get our content directly in your inbox. Give me a follow on Twitter @StNaija . Advertise your businesses here (limited free banner space available, send an email). Let me know if you have tried any of this in the comments. And please share.

Stay winning ✌🏾





How To Teach Your Dog New Tricks

Teaching your dog new tricks is a great way to bond with your dog. It is also helps you understand each other and get the behaviour you desire from your pet. Teaching your dog new tricks can also provide entertainment,make friends and win prizes and fame.
It can also be very rewarding, satisfying and fun, helping you relax or have a good laugh every now and then.
To teach your dog a new trick you will need to be committed and focused, here are some tips to help you succeed.

Start Early, The Younger The Dog, The Better The Results

Everyone knows you can’t teach an old dog new tricks, but many people wait too long to begin teaching their dogs. As soon as your dog has had a health check and settled in, teaching should begin.

Teaching your dog tricks will need patience and commitment from you. You should devote some time for it every day and make each teaching session short. Ideally, fifteen minutes or less. Don’t despair of your dog seems to be more interested in playing that the trick you are teaching. Be firm and focused. Learn to pay attention to your dog so you can sense tiredness, hunger or boredom.

Don’t push or punish when things aren’t going as fast as you thought they would. Be kind and patient, ensure teaching begins as early in your dog’s life as possible.

Start Easy, When Teaching Your Dog New Tricks, Begin From The Basics

Some folks want to teach their dogs to fetch, walk on hind legs and say good morning on the first day. Teaching dog’s new tricks doesn’t work that way. You begin from the easiest tricks and gradually work your way up.

There are many tricks your dog can learn. Some are simpler than others; begin with the easy ones.

To begin, you need a training plan and some treats. Your training plan will spell out what you want your dog to learn, what time the teaching nah session is scheduled for and the treats your dog will receive. Every time your dog does a trick successfully, you reward them with a treat. At first, you might reward the smallest attempts but with time you demand more from your pet. Ensure that you have treats your dog actually likes for the teaching session. Give treats generously when your dog learns a new trick

The first trick you might want to teach your dog is to come when their name is called. Usually, calling them by name repeatedly before feeds gets them to know the name is theirs and to respond when called.

Teaching your dogs new tricks should be a gradual process. Don’t proceed to more complex tricks until the easier ones have been mastered. It is nice to have a plan or scheduled where you lost the tricks you want your dog to learn and the approximate time those lessons might take. This will keep you focused on teaching. It will also help you assess the progress you are making. You can also note quickly the tricks your dog has a natural aptitude for and design more like that.

Keep Learning About Your Dog And How Best To Train Them

There are hundreds of different dog breeds, all with unique strengths and differences. To get the best out o teacher nah your dog tricks you need to know your dog. Research as much as you can about your breeds strengths. What was the dog bred to do? What are the tricks that come to them naturally? How long does it take for them to learn new tricks on the average?

You should also pay attention to your dog. What can they do? What do they like most? What treats get them excited?
Knowledge is power. The more you know about your dog the easier it will be to design an informed training plan. A training plan that embraces their strengths and personality, one that will work.


Enjoy The Process Of Teaching Your Dog New Tricks

Teaching your new dog tricks will take time, patience and lots of energy. You will need to keep at it even when the results aren’t as great as you hoped they would be. To stay on track with the plan you have to make the process fun for you as well.

Choose an environment for training that works for you and your dog. Make sure it is clean and safe. If you can make it a cosy, pretty and/or spacious, that will be helpful too.

Make sure you are well hydrated and not hungry, tired or irritated during training time. It helps to have rested before time. Have your favourite music playing to set the tone and boost your mood (not too loud though, so your pet doesn’t get irritated and so your commands can clearly be heard).

Dress comfortably, preferably in exercise wear that allows you to move, run and sweat.
Make the training time as enjoyable as possible for you and your dog. That way it won’t be a burden but a fun bonding learning experience that you both look forward to.

Teaching your dog new tricks is a rewarding experience that should help you and your dog bond and have a great time. It won’t happen without your committed investment of time, effort and treats. To optimise the experience start early and easy, gradually increasing the scope of tricks. Knowing your dog’s breed, it’s strengths and weaknesses, as well as your dog’s personality will help you know tricks your dog is naturally adapted to learn and most likely to excel at. The training process should be fun for you and your dog. Invest in a pleasant experience. Know that all dogs learn at their own pace. Some are faster or slower than others. Prepare, begin, commit and watch your dog excel. Commit to the process and you can enjoy a long happy time ahead with your smart,well-trained dog.


For My Favourite Artist(s)

My baby,

I know you are scared
to put your words on the page because how do you top your past laurels?
Forget that. Just know, I am here waiting for what you write next
and for me you are always everything.

No one is perfect, but do you know how much dies every time you shut up the wells of your soul?

Deserts are made of the dust that piles down the way waiting for you to write again.

So, please don’t close your spring, break your pen, kill your gift, muffle your voice and bury your words.

Bring them: boring and plain, imperfect and frayed, flawed and promising,
We are waiting.

Asa Finds A Friend


A bedtime story

Once upon a time there was a spider called Asa who needed a friend. She lived in a gorgeous web that glistened with the colours of the rainbow and hummed with the melodies of the wind. Every time she tried to find a friend: someone to come in, take a seat and drink some dew with her, they fled.

She invited the Feyi  the Fly as he buzzed past her home, “come let’s play, I have leaf-cards, I have a tray full of food.”

Feyi the fly scoffed, scowled and nearly growled, “be gone! spider, trapper of souls, killer of unwary fliers, I spit on your web & leaves& everything you own.” Then he flew away in a huff, leaving Asa in tears.

She invited Attah the Ant but he marched past her with a quarter cube of sugar balanced on his head, “I have work to do! So much work to do! The world is full of lazy people but there is so much to do!” He chanted without a break in stride, soon all Asa could see was his disappearing hindsides.

She invited the Ladybug. Sent her an invitation, hand spun, in a scented flower. “Next year maybe, or the one after that. I can’t find room on my schedule to sit with you and chat,” said the Ladybug as she lay soaking up the sun on a black and red polka dot mat with dark glasses on.

Asa was sad but she was also determined. She wrapped up her web and set out on a voyage. There must be someone who would want a friend just like she did. All she had to do was keep looking and seeking and believing, if she didnt give up, soon, she would find them!

She climbed up a tree and waited for a while, soon a dandelion blowball blew by and she hopped on. Up in the air she flew. Past farms and houses, bicycles and chickens too. Soon the blowball rested by a lake, Asa looked around and was in awe of all she saw: majestic dragon flies buzzing over the water, termites dancing, butterflies soaring overhead. In a corner under a large Udara tree, she saw a small old-looking web, she walked towards it and met an old grandma spider resting in its shade. The grandma spider’s name was Kaka and she was too old or frail to catch food or spin her web.

“I ll help with that. I can spin a big beautiful web and get you fresh food along with some honeydew.” Asa said with a skip in her step. She worked at it all day. Soon the web was done, Grandma Kaka was fed and sleeping soundly. Asa was bored again.

She walked to the lake and begin to spin then she saw the most amazing thing; a bug walking on the lake. “Wow, “she said when he came by, “how can you do that? It is impossible!”

Jakno the Jesus bug laughed. “Nothing is impossible, if you believe. I could teach you, if you want.” Asa wanted very much indeed.

Soon they were strutting up and down the pond. Jakno taught her to water-walk, water-skate, water-dance too. She had the most glorious time. Soon it was time to go back home.

“I am glad I met you Jakno,” Asa said with a smile.

“Me too, beautiful Asa,” Jakno replied.

So Asa came to live by the pond with Gradma Kaka, water-skating and playing with the Jesus bug Jakno. She found family and she found a friend because she didn’t give up and she kept on trying. If you go to the pond today, you can see  two of them, skating, playing and dancing in the sun.


When the rocks gathered,I was a diamond
When the diamonds gathered I was a flaw
When the flaws gathered I was human
When the humans gathered I was African
When the Africans gathered I was poor
When the poor gathered I was ugly
When the ugly gathered I was lame
When the lame gathered I was dull
When the dull gathered I became rock
Chalk, and I taught. I showed them what they could do, have, be. Together we learnt and built and grew. Now they are no longer dull and I am no longer rock. We are all diamonds glistening in the sun.

A Show Fit For A King

In Kundeve, there was a King called Wazobiadi. King Wazobiadi loved his people, and his people loved him. Every year, King Wazobiadi would throw a party for his entire kingdom. At the party, people would perform. The best performance would win a bag of gold, a mansion and a royal blessing.

Every one wanted to win! So, before the party the town was a beehive of preparation. Singers sang. Dancers danced, spinning round till they fell, in dizzy heaps. Jugglers, threw balls into the air till they were rainbows of colour. Everywhere, people practised hard to give a show fit for a king.

Except, in Sade’s house. Sade’s house was at the outskirts of the kingdom. It was small, with mud walls and a leaky roof. In rain, it dripped buckets of water, in Hammartan, it blew in bellows of dust. Sade lived there with Grandmother Akon.

One day Grandma Akon gave Sade a surprise– a flute. “Play it, Sade. May your music bring healing, and happiness everywhere you go.” She said.

Sade loved playing the flute. He played it in the morning on the way to the bush. He played it on his way to the stream. He played the flute everywhere he went.

Everyday, they would wake up early to gather sticks for sale and fruits for food. They would walk many miles through the forest. In the evening they would return to their hut, sweaty tired and hungry.

One day, Sade saw a Canary looking sad. “Canary, why are you so sad?”

“Because I can’t find red berries for my chicks,” said Canary.

” I know were you can get juicy delicious red berries,” Sade said, and he led Canary to berries Grandma had seen earlier.

“Thank you very much!” The Canary said, plucking them for her chicks.

Another day, Sade saw Monkey trying to scratch his back. “Hello, Mr Monkey, can I help?”

“Please!” Monkey said, “I am itching like I hugged a bag of fleas, and I can’t reach the spot!”

Sade got a stick and helped scratch Monkey’s back.

“Thank you Sade,” Monkey said with a smile of relief.

On his way home, Sade saw squirrels sulking by the stream.

” Sade, look! The wind blew our blue beach ball across the stream. We can’t swim. Can you help us? Please.”

Sade swam across the stream and got the ball, for the squirrels. The squirrels were overjoyed. They danced and cheered, wriggling their bushy tails and somersaulting in the air.

“Thank you Sade!” They chorused.

“You are welcome. Have a great day,” Sade said.

On his way, he saw Elephant thrashing about with a coconut covering his face.

“Wait!” Sade said.”Let me help you.”

“Please, my eyes are on fire. I can’t see.” Elephant said, sobbing.

“Calm down. I am leading you to the stream where we can wash this off.”

Sade led Elephant to the stream and rinsed the coconut pulp off his eyes.

“Thank you. This is so kind of you,” Elephant said.

“You are welcome,” Sade replied.


* *

A week to the King’s party, Grandma Akon and Sade were formally invited to the ball.

“Grandma Akon,”said Sade ,”Can I present something before the king?”

Grandma Akon laughed. “My darling, what would ‘you’ present before the king?”

“I’ll play my flute.” Sade replied. His eyes were closing and his voice floated in the dark hut.”If I win, I would take you away from here Grandma. We will have a mansion and a bag of gold. Imagine that, Grandma. We would never sleep hungry again.”

“Indeed, but you need to do something very special to win. You need to do something the king has never seen before,” said Grandma Akon.

Sade lay on his mat on the cold, hard floor thinking about what Grandma Akon said. There has to be a way, he thought. He fell asleep thinking about this.

The next morning, He woke smiling.
“Grandma! I have an idea! I will get my friends to join me. My show will be colourful and different.” He said.

“Good idea,”Grandma Akon said patting his head. “Who will be members your team?”

“I will ask the canary to sing, the monkey to drum, the squirrels to dance and the elephant to carry us there.”

“Very well.” Grandma Akon said. “You should go at once.” So, he dashed off.

Sade went to the forest and talked to his friends: Canary,Monkey,Elephant and the squirrels. He told them about the King’s party and asked them to be a part of his team.

“Canary, you will sing. Monkey, you will drum. Elephant, you’ll carry us there. Squirrels, you will dance,juggle and somersault.”

Everyone agreed. So Sade taught them a forgotten Kundeve song his Grandma “We Are Better Together”. He played his flute and they practised. They practised everyday until the big day.

On the big day, the town was festooned with gold and silver ballons and colourful ribbons. Many wonderful dances and songs were performed singly. Sade and his friends were the only group performance. With smiles on their faces, they sang, danced and drummed before King Wazobiadi with their whole hearts. When they finished, the king stood up and clapped saying “Bravo! Bravo! Do it again!”

So they did. They won that year’s show. Sade was given a bag of gold and the king’s blessing. When they asked him where he wanted his mansion, guess what he said?

He said, “I want it near Grandma’s hut, close to my friends, in case they ever need my help again.”

“You are a very wise boy,” the King said. “It will be done at once.”

And it was. The king built a sprawling mansion for Sade and Grandma Akon. His friends Canary, Monkey, Elephant and the squirrels had special spots in its gardens. In the evenings the melody of their music would fill the air. And anyone that listened hard would hear :

We are better together,
We are stronger together,
One for all, all for one,
We are one!


Ten Times To Totally Write For Free (& A Million Not To)

Everyone knows I am a #NoFreeWriting Ambassador. I believe you should get paid for your work, your intellectual property, your blood and tears. It took a while for me to navigate the literary landscape and arrive at my current position. I don’t regret the days I wrote for free or was swindled of work but I like where I am now and I am not going back.

So why in the world am I still considering writing for free? It is wrong. It is exploitative. It is thoroughly discouraging the emergence of talent and the development of the craft. Yes it is, but sometimes writing for free can be a good thing. Here are ten occasions you should write for free and feel absolutely no guilt.

1. Your Private Diary/ Journal/Blog

Everything seems to be documented in the public domain these days with social media being the preferred means of sharing experiences, thoughts and feelings. Some things are however too controversial, painful, raw or private for the whole world to see. Writing in a journal or diary can help you:

gather your thoughts without any performance pressure

experiment with style and form

leave a record for yourself and posterity

dabble and brainstorm.

Whatever your reasons, this is one time where you should not feel guilty about time spent versus money-made. Who knows? Your journal could even be optioned and published someday.

2. Your Public Blog/Website/Project

It can be hard to churn out content data after day without any compensation or remuneration. All the hard work that goes into creating work just ignored like a kitten fart. But don’t despair. Writing for your personal blog might not pay immediately but it can be immensely rewarding. It can grow your readership and fans; help you understand your work better; serve as clips for future jobs; be a 24-hour advert to head hunters, agents, editors and publishers; and if you are lucky, advertisers who like what you do can support you. Then Boom! You are the next Linda Ikeji

3. For The Blogs Of Friends/Family

Good writing is hard. It is valuable: made from blood, sweat and tears. It can be frustrating to create without any tangible value received in return but writing for family and friends is different. Just the way you would share your food, home or money with them you can also gladly and proudly lend your words to boost their site or blog without any guilt. Think of it as having each other’s back. Hopefully, it will be a mutually beneficial experience where you get more readers, they get more traffic and everyone gains. Even if it doesn’t work that way, it will be another deposit in your love bank and writers need all the love they get.

4. For a Cause You Care About

Some of the most needy causes are some of the most overlooked. Editors will often commission features that have been flogged to death while important topics languish from neglect. That is where you come in. You can ride in on your white horse (or pink or green or black) and save the day. With your words you can help create awareness for important neglected topics like: mental health, autism, poverty, child’s rights, the environment, wild life and more. With your pen/pad/laptop you can save the world one piece/poem at a time. No one might pay you but that is what heroes love for. And writers are heroes. Yup, that is what you are.

5.For Church/Mosque/Shrine/Temple

If you have been saved, then the least you can do is to save someone else. If you belong to any place that provides nourishment and salvation, eternal life and peace then you shouldn’t let worldly things like money stop you from being a blessing. Many religious publications struggle to find good content. That content can be difference between who is reached and who is unreached. So the next time you come across a tweet asking for help that you give in this domain please give it a thought.

6. For a Fun Free Project You Believe in

Many people charge writers to submit; sell their work and don’t give them a penny back; rogues and robbers. That isn’t what I am talking about. I am talking about projects that collate writing by people you believe in, charities you support, topics that fascinate you or all three for that matter. Like the anthology call for writers of your demographic by that passionate broke editor that will edit you till you shine or that mad call for stories with sex in the air. Anything, quirky, genuine and fun that matters to you? Write for yourself, no one can afford you anyway.

7. For a Byline

A byline is a place that has published your work in the past. Now, you don’t need to have written for over a day to know that non-paying places outnumber the paying about 1000 to 1, and it gets worse if you write fiction, or poetry, or write from sub-Saharan Africa or are a new, unknown writer.The problem is, when a writing job — that scarce precious resource– does come, the first thing they will look at is your byline. Where have you been published before? Who else has liked your work? And believe it or not, something is (mostly) better than nothing. So when you have an offer to write for a place that will improve your writing credentials, consider it.

Side note: do this with an eye on the clock. Besides, you only need to do it once for it to count.

8. For Growth & Opportunity 

Every 1000 years (just kidding) there comes a chance to work with a talented editor, a gifted translator, a revered mentor, a dream team that will make you more than you could be on your own; but they have no money. They however value your work and want to make it the best it can be. Take it. Think of it as trade by batter or training or ‘getting your work out in the world’. Such opportunities are few in today’s world, recognize that and act accordingly.

9. When You Want To

You are a writer, a creator, a god. And it is the right of every god to do as they please (within limits).  So, if the fancy strikes you, to share your divinity with mortality, then by all means do so. Grace this world with your light and love and language. Bequeath it your goodness. Gift it your unique, inimitable voice. After all, time is running out and you only get one chance on this orb.

10. For eXpOSuRe

I don’t know where this word came from but I know exposure can make you fall ill and catch a cold (Saint face).

Anyway, this means writing for a publication/site/company/blog/individual that solicited your magic for a paying concern but somehow managed to ‘have no budget for writers’. Really? (Yes, dem pleeeeenty) I have said a lot about how I feel about this. In summary: giving your blood and sweat over to a merchant to hawk, profit and not pay you is a no; the promise that you will get eXpOSuRe is a scam. A gamble, that your name on their site will magically pay your rent or school fees or grocery bill. We all know that (almost) never happens. But if the spirit has spoken to you, the burning bush has called your name, you have seen the fleece and you think it is the right thing to do,or you believe the hype will be worth it, your gut says go, your head doesn’t say no; then flourish.


So there it is folks. All the reasons to sit over a blank page bleeding without a dime in sight. The one million reasons not to? Ah. You have to like this and share it and follow the blog so you don’t miss it when it is out. That is the currency here, beloved, you can call it SaintCoin.

Thank you for reading this. Do you ever write for free? Did I miss anything? You are welcome to comment.

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